According to new research by the Pensions Policy Institute (PPI), Britons who have invested in a state pension alone may not be able to achieve a desired standard of living in retirement .
The Retirement Income and Assets: Outlook for the Future report considers the income and assets that a future generation may have to support retirement.
In future, the report determined, many investors are likely to have a broader variety of income and assets to support retirement.
However, it was concluded that many pensioners may not be able to achieve a desired standard of living from pension income alone.
Chris Curry, PPI research director, explained that pension reforms should mean "lifetime low earners will be able to replicate working-life living standards in retirement", by 2030.
He said: "Many people will need to contribute more to their pension during working life, work longer, or run down savings, investments or housing wealth to achieve a standard of living in retirement they might consider acceptable."
Meanwhile, Investec bank recently announced that it will pay interest of 2.5 per cent on its pension and trust reserve account, myfinances.co.uk reports.
The bank hailed the investment plan, which holds the cash element of a Self Invested Personal Pension (SIPP) portfolio, as having one of the most attractive rates on the UK investment market .




