Higher-Risk Investment
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Higher-risk investments
When it comes to any serious longer-term savings targets, you should consider investments whose returns are linked in some way to shares. This does not mean you have to buy shares in individual companies yourself (although this is one option, of course); a number of pooled investments give you cheaper and possibly more convenient access to a well-balanced portfolio.
we consider the mainstream ways of investing in shares in the context of basic financial planning. We do not consider more esoteric investments, such as, traded options, the Enterprise Investment Scheme, venture capital trusts, and so on.
These may well have a place in your personal finances, but, given their inherently higher risks, they should perhaps be viewed as fun investments rather than ways of achieving particular financial objectives.
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